Cancellation
& Refund Policy

This Agreement is by and between “M&T Studio” and “Client” which includes the Client’s employees and representatives. Client agrees that it has the legal authority to enter into this Agreement on behalf of its employer, company or organization. Photographer’s relationship with Client is that of an independent contractor.

Covid 19 Pandemic Issue :

If M&T Studio cannot perform or believes it may not be able to perform this Agreement in whole or in part due epidemic or pandemic (including COVID-19), action of any governmental authority ,national or regional emergency, the M&T Studio will work with the Client to find an alternative date for the Event that is suitable to both Client and M&T Studio.
The M&T Studio retains the entire copyright on the Photographs, Films and other works at all times, throughout the world.
The client(s) hereby allow(s) the photographer to display any photograph covered by this contract and to generally promote the business in advertising, social media, brochures, magazine articles, websites, sample albums etc.
For a booking involving a ceremony at the temple, religious places or at certain venues, the photographer’s movements are sometimes restricted by the official in charge(venue/place). The area from which the photographer is able to cover the ceremony may not be the photographer’s choice and the photographer cannot accept responsibility for any obstructed view should this be the case.
Due to a variety of lighting conditions and the limitations of digital sensors, some colors may alter throughout a set of photographs.
If the M&T Studio cannot perform this Agreement due to a fire or other casualty, strike, or other cause( except Covid 19 pandemic ) beyond the control of the parties, then the Photographer shall return 25% of funds previously paid to the Client but shall have no further liability with respect to the Agreement.
This limitation on liability shall also apply in the event that photographic materials are damaged in processing, lost through camera malfunction, lost in the mail, or otherwise lost or damaged without fault on the part of the Photographer. In the event the Photographer fails to perform for any other reason, the Photographer shall not be liable for any amount in excess of the retail value of the Client’s order.
Special requests are not binding instructions, although every effort is made to comply with the client’s wishes. The Photographer(s) will do their best to honor the requested photographs but do not undertake to guarantee any specific picture nor incorporate any specific background, location or group arrangements due to changes in weather and the availability and willingness of subjects.
Where extra expenses or times are incurred by the M&T Studio as a result of alterations to the original brief by the Client(s), or otherwise. The Client shall give approval to and be liable to such extra expenses or fees, in addition to the fees and expenses shown on the Estimate as having been agreed or estimated.

A booking fee 40% of total amount as per agreement, is required at the time of booking, together with a signed contract.
Dates are reserved only when the booking fee is paid by cash, ban transfer or cheque.
Remaining 60% are divided into 5:1 ratio
50% of the total amount is required to pay on a particular day when unedited softcopy of all images are delivered.
Remaining 10% will have to be paid at the time of final approval (Before Album print ) otherwise the album or video will not be delivered.
If the client(s) stops responding on payment reminders or is not able to pay on agreed dates or delays the payment, his project status will be changed from running to temporary frozen until the further response from client’s end.
Photographers can hold all the processing of assignments on a frozen project.
Project process will only be started after paying pending dues by clients.